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A Pledged Asset Mortgage is Better than Having a Down Payment, or Is It?

Pledged Asset Mortgages are designed to help home buyers who wish to purchase a home but aren’t able to make a down payment. Instead of making a down payment, the home buyer is required to use assets...

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10% Down Payments are Back!

Becoming a home owner is many people’s dream, and at one point in their life, it will probably become reality. But there are several factors that need to be considered when buying a home, most of them...

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Are You a Twenty-Something Wanting to Buy a Home? Here’s What to Know

Low interest rates and home prices have always attracted many young first time home buyers. Especially now, after the recent housing market crash, people who are looking to buy a home also have the...

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Making a Larger Down Payment: Is It Worth It?

If you are getting ready to purchase a home, you are probably wondering how much of a down payment you should make and how it will affect your budget. Deciding how much to put down can be a tough...

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